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Review 12/14/2010
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I am at this time doing a HAMP modification on my home loan,I have been trying to find a good company to help me out for about a year,but everyone of the company wanted a lot of money up front. Even Premiere about 8 months ago. Well Premiere call me again and said leave your money at home,so I went to upland and talk with the person and I sign up to have them take care of my modification. Now they wanted 900.00 and some dollars to do this and I said I didn't have it,so he had it change to 495.00 and would give me time to pay it. Also it would cost 250.00 a month until the modification was done. I was told and showed other loans that were done and it wouldn't take No more than 3 months. I was even showed a Loan from my bank(B Of A )So I said OK. I used the Christmas money I get from my father Instead of spending it on my children and grand daughter to pay the 495.00 and the 250.00 for 3 months was going to be hard but I had to do something,being disable and been laid off of my part time job.
Well I got a letter from the bank saying they needed the same papers I gave Premier,I called Premier no one answer so I have left 2 messages with no return calls. I called B of A And found out that they just got the papers they needed and it would be 7 to 10 day before I would get the forms to start the process. I said great things were getting done I felt pretty good until I ask question on how long this is going to take! 1.After the forms have been filled out and sent to B of A the underwriter has 45 days to give a answer.2.Then Qty control get it and from there 6 to 9 months Now I was told no more than 3 months I told the lady over the phone That was way longer than I was told,I was told then it has always been that long. So I have been LIE to by Premiere, because I would never sign if I knew it was going to take this long.being out of work,disable money really tight and by May I might not have a house or I'll miss a payment,I can not afford 250.00 a month for the next 9 months. There is no Christmas here. I feel I have been lie to and don't like it!!
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